Frequently Asked Questions
Got Questions? We’re Here With Answers.
Whether you’re curious about Medicare, health plans, or any of our services, we’ve compiled answers to the most common questions we hear.
Still wondering about something specific? Feel free to contact us directly, we’re happy to help.
General Questions
What states does OneHealthOne operate in?
We’re licensed to serve clients in New York, New Jersey, Iowa, Delaware, and Pennsylvania.
Who is Lavina E. Woart?
Lavina E. Woart is a licensed Medicare agent and wellness consultant with over 15 years of experience in insurance, retirement planning, and holistic health.
Do you offer virtual consultations?
Yes, we provide free phone or video consultations for all clients, regardless of location.
Is there a fee to work with you?
No. Our services are completely free to clients. We are compensated by the insurance carriers.
Medicare & Health Insurance
What’s the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage (Part C) replaces Original Medicare and includes extra benefits. Medicare Supplement (Medigap) works with Original Medicare to cover out-of-pocket costs. We help you decide which fits your needs.
Can I switch Medicare plans outside of Open Enrollment?
Yes, if you qualify for a Special Enrollment Period (SEP), such as moving or losing current coverage.
Do you assist with prescription drug plans (Part D)?
Absolutely. We help you choose plans based on your medications, pharmacy preferences, and budget.
How do I enroll in coverage?
We assist you step-by-step with enrollment via the federal marketplace, state exchanges, or directly with carriers.
Life, Final Expense & Disability Insurance
What’s the difference between term and whole life insurance?
Term life covers you for a specific period and is often more affordable. Whole life provides lifetime coverage with a savings component.
Who should consider Final Expense Insurance?
Anyone who wants to ensure their funeral and end-of-life costs are covered without burdening loved ones.
How much disability coverage do I need?
It depends on your income, expenses, and whether you have emergency savings. We’ll help you determine the right benefit level.
Wellness & Coaching
Do you offer wellness or retirement coaching?
Yes. Lavina offers personal wellness and financial coaching as part of a holistic approach to client care.
Can coaching services be booked separately?
Yes. Coaching is available as a standalone service or bundled with insurance planning.
Support & Next Steps
How do I contact OneHealthOne?
Visit our Contact Page, call: +1 (631) 901-7704, or email: Info@1health1.com. We’re happy to help!
Can I manage my coverage online?
Yes. Use our PlanEnroll Portal to update your policy, review benefits, or schedule appointments.
What if I’m not sure which plan I need?
That’s what we’re here for. Schedule a free consultation and we’ll walk you through your options step-by-step.
Still have questions? Schedule a Free Consultation | Visit PlanEnroll Portal