Annuities & Retirement
Annuities, also called retirement income plans, are long-term financial tools offered by insurance companies. They’re designed to turn your savings into steady, guaranteed income — helping you protect your wealth and enjoy a stress-free retirement.
With One Health One, you’ll learn how annuities work, what they offer, and how they can fit into your personal retirement goals. When you’re ready, we’ll connect you with a licensed insurance agent who can review options and help you find the plan that fits you best.
What’s Typically Included in an Annuity Plan
Each plan varies, but may include benefits such as:
- Guaranteed income for life or a fixed period
- Tax-deferred growth on your investment
- Optional death benefits for your beneficiaries
- Market protection (depending on plan type)
- Flexible payout options — monthly, annually, or lump-sum
How OneHealthOne Helps You
We’re not here just to sell — we’re here to help you make retirement planning simple.
Our team provides educational support and connects you with licensed agents who can:
1
Review Your Financial Goals
2
Compare Top Annuity Plans
3
Customize Your Coverage
4
Plan Your Income Strategy
5
Protect Your Legacy
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Receive Ongoing Support
Our Licensed Network and Service Areas
These professionals understand local laws, carrier options, and plan variations — ensuring you get accurate information that fits your unique financial goals.
Common Questions About Annuities and Retirement
An annuity is a financial contract with an insurance company that converts your savings into guaranteed income. You pay into it either as a lump sum or over time, and in return, you receive regular payments during retirement — either for a set period or for life.
Yes. Many annuity plans offer lifetime income options that ensure you’ll never outlive your money, no matter how long you live.
Yes, but early withdrawals may result in surrender charges and possible tax penalties, especially if you’re under age 59½. Your agent will walk you through the withdrawal terms for your specific plan.
Annuities are considered one of the most stable retirement options because they are issued by licensed insurance companies. Fixed and indexed annuities offer protection for your principal, even during market downturns.
Many annuities include death benefits that ensure your loved ones are financially protected.
Speak with a Licensed Agent
Schedule a no-cost, no-obligation consultation today to learn more about OneHealthOne’s annuity and retirement options. Find a Licensed Agent →